Click to Pay is an advanced solution that seeks to transform the way in which cardholders interact with the biggest card schemes (Visa, Mastercard, American Express & Discover). It works as a digital wallet where users can store their cards and save them to purchase on different e-commerce platforms.

Available in certain countries, Click to Pay enables you to pay for an item using the following credit and card networks: Visa, Mastercard, American Express & Discover.

How do I start using Click to Pay?

You can set up Click to Pay directly on your mobile banking app or website of the participating banks. You only need to enroll once to access your profile at participating merchants. Please check if your bank has such capability today. If your issuing bank has no such solution available via their cards, it cannot be registered.

Once enrolled, tap the Click to Pay icon when you check out and pay with your Visa, Mastercard, American Express and Discover cards wherever they are accepted.

Please note that:

• Through issuer bulk pre-provisioning, you are automatically recognized at checkout
• You can register and are prompted by your issuer to enroll your payment credential

Is Click to Pay Safe ?

Click to Pay transactions are highly secure, largely due to tokenization. When you purchase using Click to Pay, your credit card information transforms into an encrypted, virtual card number which is unique to that transaction, and will change when and if you make another future purchase. It’s therefore much more difficult for fraudsters to access and steal your credit card information when it’s tokenized.
Besides, it always requires login access (username and password) to access to click to Pay before any stored card can be used.

Will there be a credit check?

There are no credit checks and no paperwork - you'll just need to fill in your card details.

Are there any additional fees?

Click to Pay doesn't charge any additional fixed fees, service fees, interest or hidden fees of any kind.

Is Click to Pay interest-free?

Yes. Neither Click to Pay nor Vestiaire Collective will charge any interest on your purchase.