With Splitit, you can pay in interest free installments using your credit card.

Available in certain countries, Splitit enables you to pay for your item in interest free installments using the following credit cards: Visa, Mastercard, American Express, Carte Bleue (France only), China Union Pay, Discover and Diners.

Will there be a credit check?

There are no credit checks and no paperwork - you'll just need to fill in your card details.

Are there any additional fees?

Splitit doesn't charge any additional fixed fees, service fees, interest or hidden fees of any kind.

Is Splitit interest-free?

Yes. Neither Splitit nor Vestiaire Collective will charge any interest on your purchase.

Can I Earn credit card rewards?

You might be able to earn rewards with your credit card issuer by choosing Splitit at checkout. Please check with your provider to find out more.

How do I pay with Splitit?

Simply select Splitit at checkout and enter your card details

When selecting Splitit at checkout, Splitit requests authorization from the shopper's card company to “reserve” the total purchase amount on their available line of credit. The full amount is not charged to your card at this time. No credit checks are required.

Your first instalment will be charged a few seconds after the purchase is authorised. 

Every 30 days, the correct instalment amount will be charged to your chosen card, and the Splitit authorization balance will be reduced accordingly, until the full purchase amount has been paid. In which case the reserve will be canceled and the transaction note will disappear from your credit card statement.

Here is an example of an order of €$600, paid in 3 instalments of €$200, via Splitit on Vestiaire Collective:

• Splitit obtains an authorization from your credit card company for the full purchase amount of €$600. This is not a charge on the card; it is simply an authorization to reserve €$600 on the shopper's line of credit.
• The same day, Splitit will charge the first instalment of €$200. This reduces the remaining amount reserved on the shopper’s line of credit from €$600 to €$400.
• 30 days later, Splitit will charge the second instalment of €$200, reducing the remaining amount reserved on the shopper’s line of credit to €$200.
• 30 days after the second instalment, Splitit will charge the remaining balance of $200 and cancel the reserve

As a result the shopper will see three monthly charges in the credit card statement of €200 .

It is important to note that payments are still charged on your existing credit card. Splitit simply provides a way to do this and keeps you updated about the installments.

Do I have to pay all my installments before receiving my item?

No, your order will be processed after the first initial installment!

For more information,  click here.